My premiums for Kaiser were increased for the second year in a row. They want me to pay $767.00 PER MONTH in 2008. This is just for me, no family, no dental, no eyeglasses. And doctor's visits still cost me $25. Isn't this a shocker?
So I've been applying for alternate coverage, and have even considered a medical discount account, which isn't even insurance. Even that costs $250.00 per month, with a one time sign up fee. But then if I needed hospitalization or surgery my family would have to sell the house and all get jobs shelling peanuts or something.
I feel like I belong in a Michael Moore movie. Maybe there are some seats left in the boat for Cuba. When I saw "Sicko" I cried all the way through it, sad for all the other people who don't have medical care, and the sorry state of our government vis a vis health insurance. Now that my own tit is in the wringer I'm mad as hell.
Another consideration I had was to let my insurance lapse altogether and hold my breath until I reach 65 (six years from now) and Medicare can cover me, if it still exists. Of course I wouldn't be able to leave the house for fear of accident.
Shopping for medical insurance is much like helping a high school senior apply to college. It makes you want to pull your hair out and puke on it. After three or four hours at the computer filling out forms, I just have to walk away and do something completely different to detox.
Fortunately, there are some options in that regard: I can hold the baby, for one. This is deeply comforting to me. Cooking is also nice, especially with a glass of wine. Television doesn't do the trick- it only makes me madder. I am currently lost in MFK Fisher. (Was she a great big rich snob, or was it simply a different time?)
Rant concluded.
1 comment:
Its shocking for me too to know that you are being charged more each year and just for providing coverage for a single person only. You have taken up right step of looking for another coverage option. There are so many cheap offers available and so many ways to lower down the premium shared over Internet.
industrial insurance
Post a Comment